Hai Duong VietinBank to further affirm trade name

Hai Duong VietinBank in 2014 strives to accomplish basic business targets, in which the total mobilized capital will increase by 10 – 16%, etc.




Hai Duong VietinBank in 2013 was classified as excellently completing tasks by VietinBank


The domestic economy in 2013 still had to face many difficulties and challenges. However, by sticking to the province’s socio-economic development plan and fully grasping instructions of the State Bank’s Hai Duong province branch and especially the close and timely guidance of VietinBank leaders, Hai Duong VietinBank was determined to innovate and rise up to fulfill business tasks in 2013.

“The existence and stable development of enterprises are decisive factors in the development of Hai Duong VietinBank,” said Dang Thi Hai, Deputy Director of Hai Duong VietinBank. “Therefore, the leaders and staff in the unit always do their best to continue building and maintaining the prestige and trade name of VietinBank, enhancing the branch’s operational efficiency, and accompanying the socio-economic development of the province and enterprises.”

Exercising the strategy, Hai Duong VietinBank always attached special importance to building high quality human resources, modern technology, and VietinBank culture to target the image of a professional but friendly bank that always accompanies and supports enterprises and business households at the highest level within the framework of regulations.

The unit cared about rectifying the staff’s transaction manners and focused on comprehensively strengthening transaction divisions, rearranging and retraining laborers to meet job requirements.

In the context that enterprises, especially small and medium ones, met with a lot of difficulties and could not access low-interest loans, Hai Duong VietinBank tried to find any way to remove the difficulties for them.

The unit considered adjusting the interest rates of existing loans, restructured loan repayment terms, and implemented the State Bank’s regulations on the interest rate ceiling of short-term lending.

Hai Duong VietinBank also frequently attended meetings with enterprises to grasp and solve their obstacles in loan procedures, early collection of loan repayment charges, interest rate exemption and reduction, etc.

Thanks to the efforts of the leaders and staff in the branch, Hai Duong VietinBank in 2013 overcame difficulties and achieved encouraging results. Mobilized capital rose by 10% compared with 2012; outstanding loans of investment in the economy 26.2%; profit 6.7%, etc.

The branch well performed management requirements and improved VietinBank’s credit quality; loan recovery and risk handling reached 86.7% of the assigned plan.

Hai Duong VietinBank’s bad debts are now accounting for only 0.17% of the total outstanding loan. Payment activities in and outside the country are stable with high results.

With the results, Hai Duong VietinBank in 2013 was classified as excellently completing tasks by the Management Board of VietinBank.

2013 is the year marking the branch’s steady and effective development, especially in the aspects of business and social security funding.

This is an achievement that is worth acknowledging, at the same time an important motivation, premise for the branch’s further development in the following years.

Hai Duong VietinBank in 2014 strives to accomplish basic business targets assigned by VietinBank, in which the total mobilized capital will increase by 10 – 16% compared with 2013, outstanding loans 10 – 15% (the credit quality will be controlled to ensure less than 1% of bad debts), profit 5 – 10%, etc.

The unit will maintain its position as one of big and prestigious State-owned commercial banks in the province.

VI THUY



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